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Insurance Guide

How to Submit a Superbill to Health Net for Therapy Reimbursement

Typical Reimbursement
50–65% of UCR
Processing Time
30–45 days
Submission Method
healthnet.com portal or mail

Health Net Out-of-Network Process

Health Net, a subsidiary of Centene Corporation, serves members primarily in California and select other states. OON mental health benefits vary significantly by plan type. PPO members can submit superbills via the Health Net member portal at healthnet.com or by mailing a claim form with the superbill to the OON claims department. HMO members generally have no OON coverage outside of emergencies.

Common Denial Reasons

  • Member has an HMO plan with no OON behavioral health benefits
  • Provider is not licensed in California or the relevant service state
  • Claim submitted without the required prior authorization for outpatient mental health services
  • Superbill does not include the member's full Health Net ID number

Tips for Getting Reimbursed by Health Net

  • Health Net PPO plans sold through Covered California may have OON mental health benefits — verify before starting care
  • Health Net Federal Services (TRICARE) operates separately from commercial Health Net plans
  • California's mental health parity laws require Health Net to cover mental health OON at the same rate as medical OON
  • Include the member's full Health Net ID (not just the last four digits) on all superbills

Related Guides

Generate a professional superbill that includes all the fields Health Net requires — NPI, taxonomy code, ICD-10 diagnosis, CPT codes, session dates, and fees charged vs. paid.

Generate a superbill for Health Net free